Your debt-free date, calculated

Debt Freedom Tracker

Your debt-free date: calculated, not guessed.

✓ Calculates your exact payoff date, Avalanche or Snowball✓ Tracks every savings goal automatically✓ Shows exactly how much interest you'll save✓ Flags every bill paid, unpaid, or behind✓ Turns ‘someday’ into a date on the calendar

KSh 750

What you're going to get

Your debt-free date: calculated, not guessed.

Your Payoff Date, Calculated

Pick Avalanche or Snowball, get your exact month.

✓ Switch strategy with one click: highest interest first, or smallest balance first
✓ Months to zero, calculated automatically for every debt
✓ Updates the moment you change your planned payment
✓ No spreadsheet math, no guessing
✓ Know the month you'll be debt-free, not just the balance you owe

See What Interest Is Actually Costing You

The real price of your debt, in shillings.

✓ Interest cost calculated per debt, not just the total
✓ Compare Avalanche vs Snowball before you commit
✓ See how much a bigger payment actually saves you
✓ Stop paying more interest than you have to
✓ Make the smarter choice, not just the faster-feeling one

Every Debt, One Place

SACCO loans, credit cards, M-Shwari, mortgages, all together.

✓ Track balance, interest rate, and minimum payment per debt
✓ Multi-currency, converts to KES automatically
✓ One total debt figure, updated live
✓ No more checking five apps to know where you stand
✓ See the whole mountain, not just the next payment

Bills Flagged, Automatically

Know what's paid and what's not, without checking.

✓ Every bill and loan payment auto-flagged: Paid or Not Paid
✓ Pulls straight from your transaction log, no double entry
✓ Catch a missed payment before it costs you a penalty
✓ One glance tells you what's still owed this month
✓ Never wonder if you already paid something

Savings Goals, Tracked Alongside Your Debt

Pay off debt and build savings, on the same page.

✓ Set a target and a goal date for each savings goal
✓ Progress updates automatically as you save
✓ See percent complete at a glance
✓ Debt payoff and savings goals, side by side
✓ Know you're moving forward on both, not just one

The HesabuKit Debt Freedom Tracker

YES! Give Me The HesabuKit Debt Freedom Tracker Today For Just KES 750!

✓ Payoff Calculator: Avalanche or Snowball, one click
✓ Interest Tracker: see what debt really costs
✓ Bill Auto-Flags: paid or not, no checking
✓ Savings Goals: tracked right alongside your debt

Total Value: ~~KES 2,000~~Today Just KES 750(You Save 62.5%, KES 1,250 off)

Give me instant access to the full tracker for just KES 750 right now

Questions, answered

Before you begin.

I'm not good with Excel or spreadsheets. Will I mess it up?

No. Every cell you're allowed to type in is color coded, so you always know exactly where to enter data. The formulas do the thinking. If you can type a number, you can run this system.

I'm in debt right now. Is this only for people who already have money?

This is built for wherever you're starting from. It shows your exact payoff date and how much interest you'll save, so you see the finish line from day one, not just the balance you owe.

Avalanche or Snowball, which one should I use?

There's no wrong answer. The tracker calculates both. Avalanche saves you the most money (highest interest first). Snowball gets you your first win the fastest (smallest balance first). Switch between them anytime and watch your payoff date update instantly.

My money is spread across M-Pesa, three banks, and a SACCO. Will this even work for me?

That's exactly what it's built for. Every account connects into one system, so your real financial position updates the moment you log a transaction, no matter how many places your money lives.

What if I fall behind and don't update it for a few days?

The system doesn't punish gaps. Log a week's worth of transactions in one sitting and every report updates instantly. You're always just one entry away from being fully caught up.